Privacy Policy
THIS AGREEMENT WAS LAST UPDATED ON FEBRUARY 15, 2008.

Learning The Market, LLC (Learning The Market) shares your concerns about your privacy and the protection of your personal information online. We are committed to treating personal information we obtain through our web site with respect for your privacy concerns, and in accordance with the Privacy Policy set forth below. The following Privacy Policy describes Learning The Market's policies concerning the use of personal information of all users collected via this web site. 

General  Purpose of this Privacy Policy

This privacy policy describes how Learning The Market, LLC (the company that created, runs and owns Learning The Market) treats the personally identifiable information that is collected about you when you visit the Learning The Market web site. This policy also describes our treatment of personally identifiable information about you that our business partners may share with us. What is Personally Identifiable Information

"Personally identifiable information" is information that we can use to identify you as an individual. Personally identifiable information includes your name, address, telephone number and any other information that is connected with your identity. Information This Privacy Policy Does Not Apply to

This privacy policy does not apply to information collected about you by anyone except Learning The Market. Any information you provide when you visit web sites other than Learning The Market or when you purchase any products or services that may be offered or advertised on Learning The Market by companies other than Learning The Market is subject to the privacy policies of the third party organizations who run and/or own these web sites. 

Information We Collect 

Non-Registered Users

Currently certain content and tools on the Learning The Market web site, such as delayed stock quotes, links and basic worksheets and calculators, are available to all users without registration. Learning The Market does not collect any personally identifiable information from you when you visit these areas of the Learning The Market web site.

Registered Members

In order to access some of the more specialized features of the Learning The Market web site, such as news articles and webcasts, you must be a registered Learning The Market web site member. When you register with Learning The Market, we collect personally identifiable information from you that may include your name, email address, city, state and zip code, as well as other information, such as your gender, age, occupation, personal interests and similar information.

In addition, when you use certain specialized features offered to registered Learning The Market web site members, Learning The Market may collect additional information about you, such as credit card information, stock and fund information, financial information, employment information and other personally identifiable information. For example, if you create a personalized portfolio, you will need to provide stock or fund ticker symbols and financial information relating to the stocks or funds you wish to track. Also, if you register for a fee-based premium service or you purchase Learning The Market products, Learning The Market may collect credit card information, as well as, certain additional information required by the NYSE and NASDAQ Exchanges.

Promotions and Surveys

Contests, sweepstakes, other promotions or surveys may be offered on the Learning The Market web site. In conjunction with such sweepstakes, promotions or surveys, we may ask Learning The Market participants for personally identifiable information related to the topic of the survey, entry in the promotion, prize notification or fulfillment. For example, we may ask entrants in Learning The Market sweepstakes for their mailing address, telephone number, and other information that may be used to pick and notify winners.

Information From Third Party Sources

Learning The Market may on occasion combine information we receive online with information we have obtained through third party sources to enhance our ability to market those products or services that may be of interest to you.

Web Site Usage Information

Learning The Market automatically collects IP addresses and web site usage information from you when you visit the Learning The Market web site. This information helps us evaluate how our users navigate and use our web site. 

Use of Information

Learning The Market uses personally identifiable information collected from you for the following general purposes:

to fulfill your requests for specific products and services;
to customize the content and advertising you see;
to improve the design and content of our site;
to contact you about special offers, products or services that may be of interest to you;
to enter you in promotions at your specific request
to provide you with customer service.

Information Sharing and Disclosure

Learning The Market may share or disclose personally identifiable information about you to other companies or individuals when:

we have your consent to share the information;
we utilize third party service providers to provide products, services or functions on our behalf (such as sending emails or processing credit cards), and require these service providers to agree to maintain the confidentiality of your personally identifiable information and not to use your personally identifiable information for any reason except to carry out the purpose(s) for which we hired them;
We have entered into a business relationship with a third party company or an individual whom we believe and expect will conform with our Privacy Policy;
we need to protect our legal rights (for example, if we are trying to collect money you owe us or we are trying to enforce our Terms of Use or other agreement with you);
we must comply with applicable laws, regulations, or legal or regulatory process; or
in connection with a sale, merger, transfer, exchange, or other disposition (whether of assets, stock, or otherwise) of all or a portion of the Learning The Market business.

Aggregate information is information that we (or third party service providers on our behalf) collect about Learning The Market web site users on an anonymous basis. We may share aggregate demographic and usage information with our prospective and actual business partners, advertisers and other third parties.

Cookies

Learning The Market (or third party service providers on our behalf) may set and access cookies on your computer. A cookie is a small amount of data (often including a unique identifier), that is sent to your browser from a web site's computers and stored on your computer's hard drive. Learning The Market uses cookies to understand site usage and to improve the content and offerings on our site. For example, we may use cookies to identify you as a registered user, personalize your experience at our site, save your password in password-protected areas, and display relevant content, products, services and advertising. To the extent that Learning The Market utilizes third party service providers to set and access cookies on the computer of our web site users on behalf of Learning The Market, LLC, Learning The Market requires such service providers to agree to maintain the confidentiality of the information collected and not to use such information for any reason except to carry out the purpose(s) for which we hired them. 

We use reputable third parties to present or serve some or all of the advertisements on our web site. These third party network advertisers may set and access their own cookies on your computer. The use of cookies by third parties is subject to such third party's own privacy policies. 

Most browsers are initially set up to accept cookies. If you do not want information collected through the use of cookies, there is a simple procedure in most browsers that allows the user to reject cookies. If you set your browser to reject cookies, you may not be able to take advantage of certain features offered through our web site.

Security

Your Learning The Market registration information is password-protected for your privacy and security. The personally identifiable information we collect about you is stored in limited access servers. We maintain (directly and through our agents) physical, electronic and procedural security safeguards to protect your personally identifiable information. Review and Correction

Learning The Market in the future will offer registered users the online ability to correct or update information that we have collected during the registration process. Currently we don't offer such a feature and will inform you once we do.

Children

Due to the financial nature of our business, our web site is not designed to appeal to children under the age of 13. Learning The Market does not knowingly solicit any information from children nor do we knowingly market or otherwise target the Learning The Market web site or its products or services to children. If you are under the age of 13, please do not attempt to use or register on our web site.

Transfer to U.S.

If you are located outside of the United States, please note that the information you provide to us will be transferred to the United States. By registering with Learning The Market, you consent to this transfer.

Changes to Privacy Policy

Learning The Market may change this policy from time to time without notice. Any changes to this policy will be promptly posted on this web site so we encourage you to refer back to this policy each time that you visit. Your use of Learning The Market web site after any changes have been posted will constitute your agreement to the modified Privacy Policy.